A W McMichael CPA: Integrated Tax and Wealth Strategy for Main Line Families

The Quiet Problem

Two Professionals. Zero Coordination.

If your portfolio gains and your tax return are managed by two people who never compare notes, you are funding a gap you cannot see, year after year.

The Filing-Season CPA

Your accountant shows up in March, records what already happened, and files it. No moves were planned. The tax year was already over before anyone looked at it.

II.

The Disconnected Advisor

Your portfolio is built for return, with little attention to the tax drag on every rebalance, distribution, and realized gain. The brokerage statement looks fine. The 1040 tells a different story.

III.

The Missed Window

The years right before retirement are the single best stretch for Roth conversions and bracket management. Most people walk through that window without anyone telling them it was open.

The Person Across the Table

Bill McMichael

MBA · Enrolled Agent · Securities-Licensed Financial Advisor

Bill spent more than two decades guiding families through investment decisions before he took ownership of the tax practice in 2022. That combination is rare on purpose. He sits on both sides of the conversation most people have to stitch together themselves.

As an Enrolled Agent, he is federally authorized to represent taxpayers before the IRS in any state. As a securities-licensed advisor through a FINRA member firm, he builds portfolios with the tax bill already accounted for, not discovered after the fact.

MBA, Penn State Smeal College of Business
Graduate Certificate in Accounting, Penn State Smeal
Enrolled Agent, IRS representation in all states
Securities-licensed via Cetera (FINRA / SIPC)
28+ years in financial services
25+ years advising families directly

Why Families on the Main Line Trust the Work

Credentials That Actually Mean Something

28+

Years in financial services

IRS-authorized representation

MBA

Penn State Smeal

FINRA

/ SIPC member firm

A licensed financial advisor who is also an Enrolled Agent is uncommon. It means the person reading your portfolio is the same person reading your return: one office, one set of records, one accountable name.

The Difference, Side by Side

A Referral-Only CPA vs. This Office

The contrast is not about effort. It is about whether anyone is planning before the year ends, or just reporting after it does.

	The Typical Setup	A W McMichael CPA
When you hear from them	Tax season, reactively	Year-round, before decisions are locked
Tax & investments	Two people, no contact	One office, one integrated plan
Roth & bracket planning	Rarely raised	Mapped to your retirement window
IRS notices & audits	"Talk to a tax attorney"	Represented directly as an Enrolled Agent
Business owner strategy	Generic deductions	Entity, comp & timing planned ahead
How you found them	A friend's referral, fingers crossed	A documented, repeatable process

Honest Fit Check

This Session Is Built for Certain People

A few minutes here saves both of you a meeting that was never going to work.

This is for you if…

You are 3–7 years from retirement with $500K–$2M+ invested
You earn $200K+ and suspect you are overpaying every April
You own a business and your CPA only appears at filing time
You inherited assets and want them protected, not just parked
Your advisor and accountant have never once been in the same conversation

This is NOT for you if…

You want the cheapest possible return with no planning attached
You have no taxable income and no investable assets
You are looking for someone to rubber-stamp aggressive, unsupported positions
You prefer to hear from a professional once a year and never in between
You are not the decision-maker for the household's finances

I Qualify. Book My Session.

Before You Book

The Questions People Actually Ask

What does working with you cost?+

The strategy session itself is complimentary and carries no obligation. Ongoing engagements are quoted to the situation. A straightforward return is priced very differently from integrated tax and portfolio planning for a business owner. You will know the number before any work begins, in writing.

How do I know I can trust you with this?+

Bill is an Enrolled Agent, federally licensed to represent taxpayers before the IRS, and a securities-licensed advisor through a FINRA and SIPC member firm. Those are regulated, revocable credentials with real oversight behind them. The office has served the Wayne community since he assumed ownership in 2022.

I already have a CPA and an advisor. Why switch?+

Most people do not switch because either professional is bad. They move because the two have never coordinated, and the cost of that gap compounds quietly. The session is the right place to find out whether that gap is actually costing you anything, before you change a thing.

My situation is complicated: multiple income streams, a business, inherited assets. Can you handle that?+

That is precisely the work this office is built for. Complex multi-state returns, business income, investment activity, and inherited assets are the standard case here, not the exception. Simpler situations are welcome too. Complexity is just where the integrated approach pays for itself fastest.

How much of my time will this take?+

The first session is 30 minutes. If you move forward, the design is to take work off your plate, not add it. Documents in, a clear plan back, and Bill handling the filings and IRS correspondence directly. The point of an Enrolled Agent is that you are not the one on the phone with the IRS.

Reserve Your Complimentary Strategy Session

Thirty minutes with Bill McMichael. We will look at where the tax and investment gap is actually costing you, and whether closing it is worth your while.

Stop Handing the IRS Six Figures You Were Never Required to Pay. Book Your Complimentary Strategy Session.